Finance & Startups

Welcome friend 👋 This group exists to make money—lots of money—for our members. If you closely follow the advice of our CEO and Sircles Co-founder, John Worthington, you will make money if the market goes up or if the market goes down. You will learn tips, strategies, philosophies and how to read market psychology. You will have your choice of playing it safe with official recommendations “safe bets” or you can follow John into risky (unofficial recommendations) using short-term trades, options and complex hedging strategies. John’s safe bets have returned enormous gains and many pay high annual dividends for a low-risk and prosperous future. Timing is everything, however, and limit orders are your best friend. John will tell you entry and exit points that maximize your returns.

It just takes time and focus

Would love to feel like I can count on this but can’t lie it’s a lot to learn if you have never participated before. I have always trusted my 401k to who manages it through work. I just know before I retire in no less than a decade, I will need more $$. If I really suck and lose it all I will have to think of another option. I hope not to suck.

I have done that too. I am currently using robin hood Playing the stock market. I only put in what i could afford to lose So i am still learning

I bank with Chase and they have a self invest option so I thought I would try that. So it’s just my bank at this point. Was easy enough for me and I don’t know what I am doing… I’m learning .

I hope to gain insight on other good companies to invest. I started with one and mostly looked there because of curiosity and found that they haven’t done too bad. I will keep watching here for advice though most definitely. Added $50 today as it’s payday and for now will add $50 weekly until I can do more. I’m happy to learn about those you are doing well with.

Yay kim!!!!!

Congratulations Kim! Big milestone! I’m curious are you planning to only invest in the company you work for? “EME”

Kim, did you open your account with an investment company, if so, who are you using? I really want to start investing, but terrified because I really don't understand it very well . 🙄

Opened my account today, for doing self trade. I opened with $10 to just open it. Next I will have a repeat deposit each week on pay day. Hopefully I do ok. 😳 it will be long haul and not quick cash out. Unless I get brave with some of the suggestions others share

I compared to Acco and Comfort Systems just to help my understanding. They are both doing similar to what my employer does. And I had no idea they were getting into AI…

Oh the ticker name I am looking at is EME. Emcor is the name of the company.

I have tried to do research and gain a better understanding on how to start investing. I for some reason just couldn’t wrap my head around how to get started. Anyway I have a better understanding now. I have read on some companies that are doing well and expected to continue to do well. Out of curiosity I looked into the company that I work for because I see firsthand our growth and how busy we always are. I compared to like companies. All just to help my comfort and confidence level. I asked copilot questions too. And after months of reading here and researching I think I will jump in tomorrow. For fun I asked how long would it take me to earn $350k if I were to invest $50 a week in the company I am employed by. It’s not a short term big gain but was surprised at how it’s not a real long time. And this is obviously based on how they have been doing. We have no way to read the future. Anyway, wish me luck and great gains!

I may have to sell one here!!!

Just one kidney away brother 😂

I thought about buying 220k shares, just not in the budget heh

Oh yes Cathie wood she’s been backing up the money truck for sure! Thanks Nicholas!

What caught my eye is Cathy Wood appears to be buying the dip.

https://www.digitaltoday.co.kr/en/view/82433/ark-invest-buys-another-220000-shares-of-circle-bets-more-despite-slowing-usdc-activity

Could you share the article on the CRCL insiders buying shares? I couldn’t find any would love to give it a read

Ya it seems apparent that the AI hardware has slowed meta kinda scarred everybody talking about “ oh we might just sell our excess compute “ meaning they overbuilt a few other factors but people are 100% waiting to start seeing earnings which I think we should start seeing some in about a week look for slowed growth expectations on your metas, googles and what not that would be telling. People want to see if there still growing. These company’s just spend sooooo much on building out compute been great for buying dips on all the long term stuff seeing money come back into my mortgage plays and software plays. Also looks like healthcare as well??? Which idk healthcare feels kinda weird unless it’s a big boy. Finance seeing a lil love sold off a lot today but everything kinda did.

CNBC posted a story about the chip sector taking some hits like you mentioned Anthony. Estimated EPS for CRCL is at .19 and I’m seeing that insiders are scooping up some shares, I think in anticipation of Q2 earnings. We shall see!

So SK Hynix is looking to raise some money in the U.S. guess they tapped out Korea. List tomorrow there a hardware provider like Sandisk or Micron. Hopefully after the ipo in the US Tomorrow we find some stability in the hardware side of this AI trade or might spell some bad news for the market as a whole it’ll be an interesting watch tomorrow keep an eye out for these other hardware stocks to fall fast. They’ve been coming some all week in preparation.

https://www.morningstar.com/news/marketwatch/20260709409/sk-hynix-is-about-to-hit-the-us-market-heres-what-to-know-about-the-deal

Good morning on the 250th year of the founding of the United States of America! Built on the idea that the people could govern themselves which I think is pretty cool 🥳😎

It could be Elizabeth, I view my 401k as a long term investment and then stocks I think more than a year does it for me.

I hear you. I just turned 55 but I was always advised to look at long-term so maybe we have a difference of timing?

The term “fast food economy/society” has been around for a very long time, was I in my twenties when I first heard it? Probably…and I’m 47 now. The oil price thing you mentioned Anthony, is puzzling for me…seems like the price rides on sentiment and not hard data..I don’t know

I agree with that. Looking all around, pricing is not consistent with a solid economy. We are headed for that cliff and the drop off will be significant, not a 3 foot fall. I see a false sense of security and safety. We as a whole lack savings and the big picture. The fast food society we created doesnt force us to look at long term. We want it now, not later.

Right? I had the same thoughts! And the article was posted on 6/12/26 so it’s not fresh. Which Brent crude is trading at $72 a barrel?? I’m not getting it us oil west Texas intermediate oil which is the pricing company named in the article is a few bucks lower at $69 Iran attacking ships I’m missing something right?? It doesn’t make sense with oil being so low warsh signaling rate hikes overvaluation in the market liquidity troubles, over leverage! Sounds like the economic version of lions tigers and bears! even after the big sell offs this week Friday considerable rebound what how? It seems like we’re just doing everything we can to kick the can down the road until the road turns into a cliff

That is a sobering article

So is that safe to say you’re mostly in cash right now John? Or are you nibbling/doubling down on long term high conviction picks? Like “CRCL” for example I’ve been trying to find some news outside of crypto risk off sell off for the pain in the stock and all I found is new partnership new expansion of network all good news I can’t find anything was wondering if you had any insights?

I’m getting there.. still taking things day by day. I haven’t been actively trading.. still patiently waiting for the world to run out of oil and my very sizable bets to pay off. It’s been hard to watch our president get played by Iran and even harder to watch the media get played by the president. All my Kalshi bets on the price of oil in May were set to pay off but evaporated two days before expiration.. Super annoying.. and has anything really changed? The Strait of Hormuz is still not fully open. Global oil supplies are at critical lows (including in the US) but no one’s paying attention. Well, almost no one. Read the attached article. I’ve been tracking this unprecedented global energy crisis for weeks and it’s very real. In the US, most pipelines flow to Cushing Oklahoma.. into hundreds of storage tanks. Those tanks cannot fall too low or they mechanically fail. This week they fell below their critical thresholds. These “tank bottoms” are now limiting deliveries to refiners and Gulf ports. We drained our Strategic Oil Reserve.. as did most other nations. Iran, today, hit a ship attempting to exit Hormuz. Trump wrote The Art of the Deal. I haven’t read it, but I’m guessing there’s a part about not showing your desperation and not giving away everything for nothing in return. The impending disaster was the real reason Trump made the deal of the century (for Iran). He said it out loud during his press conference in Geneva last week. He said the world was heading for a catastrophic shortage of oil within weeks. Guess what.. it still is. Iran knows this. Russia and China know this. The day that Trump announced he was signing the MOU, Iran was meeting with both Russian and China at the same time. I’m guessing it wasn’t a meeting about how they can help the USA be more powerful. I’ve said all along Iran will never cave. They’ll accept billions of dollars and a deal forcing the US to back off.. yeah, of course. But does that mean they’ll stop using their leverage over the Strait of Hormuz and let Trump take a victory lap? I doubt it. I think this tit-for-tat goes on for a very, very long time and the AI infrastructure over-build is already showing cracks. I don’t know when the crash is coming.. but it’s coming.. and it will be 40-50%. Continue to trim your winners. “No one ever went broke selling a stock” https://edition.cnn.com/2026/06/12/business/cushing-oil-inventory

Well said 👏

As for John I’ve been missing his input as well I've reached out to Danny a couple times. Sounds like John’s just trying to get the fire going again not Danny's words but my take. What John says carries weight especially in this chat. You gotta be in a good clear mind with this stuff and positive mood defiantly helps. We’ve seen it even just having convos about finance he gets attacked. While I wish we heard more I don’t blame the guy. That being said John if you’re seeing this come on back! Turbulent times in the markets would love your POV!

My take on STLA was similar massive company they own just about everybody lol them and VW STLA ultra long term they’ve made some really really bad decisions as a company and will need some time to recover there also extremely corporate and numbers driven they operate on a very numbers only acquire and borrow worry about it later kinda mentality.

I miss John chiming in. 🙄

I checked out STLA. Definitely long term. Automotive, but once people are buying again…

I wonder where john has been….

Elizabeth, STLA was recommended by John as a long term investment back in March or April so I’ve been hanging on to em and slowly building shares.

Thats is pretty significant

Holy crap even more proof that AI is what’s driving the economy right now both S&P 500 and QQQ fell all day long in the moment we found out MU earnings in aftermarket ( big beat btw) everything recovered straight up

Thank you. I will look into these. Studies are showing that AI is pretty controversial Love it or hate it.

Another company I haven’t fully researched but was so cheap I just bought $100 worth that lines up with the “AI will make the product better thesis” is EXFY they do expense software. They help company’s manage things like reimbursements travel costs basically everything to simplify this burden on a business I haven’t looked into company health yet. It’s on the to do list lol if somebody beats me to it let me now haha

As far as volatility that’s just going to be the devil we live with for awhile we’re in a transitionary period people are scared the market moves daily on what’s hot.

I guess that depends on which part of the AI sector you’re looking at? Those making AI? Those who will use it to make there business better? Then how much juice is left in the fruit? Hardware has been the hot thing for going on 2 ish years and multiplied these companies exponentially. Trading at huge multipliers of earnings. The big wins for the most part are in I’m sure there’s still wins to be had and company’s that will be around. But your kinda just following the heard buy buying NVIDA or SANDISK right now but these company’s will have massive drops when growth slows and it will eventually. I’m turning my attention more towards what’s next those who will use AI to better there business. Software providers. Microsoft for example a good company with a huge Financial moat that makes a metric fuck ton of money. They also spend it in on AI build out right now they were to stop well then they just go back to printing a metric fuck ton of money. People are running away from these company’s because they think AI is going to hurt the business. Or Ai is going to streamline what they provide and make there product better. I’m in that camp. If they already have the product the everybody uses and AI can improve it, why wouldn’t people just continue to pay for there Microsoft subscription they’ve been paying for oh and it’s a better product now. The stock is also pretty beat up right now. I’m not saying microsoft is the answer, but I think that’s where people will transition over the next couple years towards those who will benefit from AI rather than those who make AI

So is AI stocks a good choice. I figured till the war is over and oil stabilizes, we are in for a roller coaster ride

Markets ebb and flow like rivers especially with these volatile times lots going on right now as catalyst over valuation profit taking liquidation squeezes new fed chair rate hike fears. a million reason why EXTREME volatility will be our reality for the rest of the year it’s almost a daily change in my profile RED V. GREEN I treat the reds as dip buys on what I have everything I’m buying right now is a long time horizon I almost want the. To be red short term so I can continue to buy. Buy on fundamentals eventually the market will catch up also sector diversification so you see less volatility portfolio wide. Right now AI/ tech is basically what’s propping up the economy there’s so much money centralized in these company’s when people take profits it affects it dramatically. Likely reasoning for this week has to do with the YEN’s value decreasing making exchange rates less favorable. ( this is importantly because historically it’s been cheaper for hedge funds to borrow in YEN and convert to dollars access to capitol cheaper than going through U.S. Channels) So when hedge fund that make quotas have to meet those they sell what do They sell? There winners…. U. S. Tech stocks. Along with big earnings for company’s like MU Wednesday 6/23/26 It’s a MEMORY company one of the big boys next to SNDK. hardware for AI a miss of any kind in earnings will Probably trigger selling a lots of people are skidding right now especially because they think we will be raising rates so they take profits while they can because there scarred. Basically A LOT going on and I continue to buy company’s I’ve been buying based on fundamentals right now I’m not doing much with short term. I hope that helps a little

I just put a limit order on STLA to bring my average cost down Elizabeth, I hope it works out for both of us 😅

Ok i am trusting you. Just bought some shares

STLA is down to $6, now that’s a deal 😎

Yeah, it was a sell-off apparently on tech stocks 😅 I lost too, might this be a dip to capitalize on? 🤔

I lost today right out of the gate

Well this was a nice waterslide day, it rocketed up for an hour or two and then ended almost flat for me today, weeeee!

Cool thing about nv 30 min from tahoe, less than 4 hours to ocean.

I’m jealous. The ocean is amazing.

I love Nevada so much I already picked up my “retirement address” 40 years early lol

Ahh yes California’s superior next door neighbor enjoy your no income tax and free liquor in casinos haha I love Nevada I’d be there in a heartbeat if it had an ocean😂

Thank you anthony. Here in nevada, its a strong buyers market. We got a ton of concessions when we purchased our home Heres to better roads ahead hopefully sooner than later.