Finance & Startups

Welcome friend 👋 This group exists to make money—lots of money—for our members. If you closely follow the advice of our CEO and Sircles Co-founder, John Worthington, you will make money if the market goes up or if the market goes down. You will learn tips, strategies, philosophies and how to read market psychology. You will have your choice of playing it safe with official recommendations “safe bets” or you can follow John into risky (unofficial recommendations) using short-term trades, options and complex hedging strategies. John’s safe bets have returned enormous gains and many pay high annual dividends for a low-risk and prosperous future. Timing is everything, however, and limit orders are your best friend. John will tell you entry and exit points that maximize your returns.

It could be Elizabeth, I view my 401k as a long term investment and then stocks I think more than a year does it for me.

I hear you. I just turned 55 but I was always advised to look at long-term so maybe we have a difference of timing?

The term “fast food economy/society” has been around for a very long time, was I in my twenties when I first heard it? Probably…and I’m 47 now. The oil price thing you mentioned Anthony, is puzzling for me…seems like the price rides on sentiment and not hard data..I don’t know

I agree with that. Looking all around, pricing is not consistent with a solid economy. We are headed for that cliff and the drop off will be significant, not a 3 foot fall. I see a false sense of security and safety. We as a whole lack savings and the big picture. The fast food society we created doesnt force us to look at long term. We want it now, not later.

Right? I had the same thoughts! And the article was posted on 6/12/26 so it’s not fresh. Which Brent crude is trading at $72 a barrel?? I’m not getting it us oil west Texas intermediate oil which is the pricing company named in the article is a few bucks lower at $69 Iran attacking ships I’m missing something right?? It doesn’t make sense with oil being so low warsh signaling rate hikes overvaluation in the market liquidity troubles, over leverage! Sounds like the economic version of lions tigers and bears! even after the big sell offs this week Friday considerable rebound what how? It seems like we’re just doing everything we can to kick the can down the road until the road turns into a cliff

That is a sobering article

So is that safe to say you’re mostly in cash right now John? Or are you nibbling/doubling down on long term high conviction picks? Like “CRCL” for example I’ve been trying to find some news outside of crypto risk off sell off for the pain in the stock and all I found is new partnership new expansion of network all good news I can’t find anything was wondering if you had any insights?

I’m getting there.. still taking things day by day. I haven’t been actively trading.. still patiently waiting for the world to run out of oil and my very sizable bets to pay off. It’s been hard to watch our president get played by Iran and even harder to watch the media get played by the president. All my Kalshi bets on the price of oil in May were set to pay off but evaporated two days before expiration.. Super annoying.. and has anything really changed? The Strait of Hormuz is still not fully open. Global oil supplies are at critical lows (including in the US) but no one’s paying attention. Well, almost no one. Read the attached article. I’ve been tracking this unprecedented global energy crisis for weeks and it’s very real. In the US, most pipelines flow to Cushing Oklahoma.. into hundreds of storage tanks. Those tanks cannot fall too low or they mechanically fail. This week they fell below their critical thresholds. These “tank bottoms” are now limiting deliveries to refiners and Gulf ports. We drained our Strategic Oil Reserve.. as did most other nations. Iran, today, hit a ship attempting to exit Hormuz. Trump wrote The Art of the Deal. I haven’t read it, but I’m guessing there’s a part about not showing your desperation and not giving away everything for nothing in return. The impending disaster was the real reason Trump made the deal of the century (for Iran). He said it out loud during his press conference in Geneva last week. He said the world was heading for a catastrophic shortage of oil within weeks. Guess what.. it still is. Iran knows this. Russia and China know this. The day that Trump announced he was signing the MOU, Iran was meeting with both Russian and China at the same time. I’m guessing it wasn’t a meeting about how they can help the USA be more powerful. I’ve said all along Iran will never cave. They’ll accept billions of dollars and a deal forcing the US to back off.. yeah, of course. But does that mean they’ll stop using their leverage over the Strait of Hormuz and let Trump take a victory lap? I doubt it. I think this tit-for-tat goes on for a very, very long time and the AI infrastructure over-build is already showing cracks. I don’t know when the crash is coming.. but it’s coming.. and it will be 40-50%. Continue to trim your winners. “No one ever went broke selling a stock” https://edition.cnn.com/2026/06/12/business/cushing-oil-inventory

Well said 👏

As for John I’ve been missing his input as well I've reached out to Danny a couple times. Sounds like John’s just trying to get the fire going again not Danny's words but my take. What John says carries weight especially in this chat. You gotta be in a good clear mind with this stuff and positive mood defiantly helps. We’ve seen it even just having convos about finance he gets attacked. While I wish we heard more I don’t blame the guy. That being said John if you’re seeing this come on back! Turbulent times in the markets would love your POV!

My take on STLA was similar massive company they own just about everybody lol them and VW STLA ultra long term they’ve made some really really bad decisions as a company and will need some time to recover there also extremely corporate and numbers driven they operate on a very numbers only acquire and borrow worry about it later kinda mentality.

I miss John chiming in. 🙄

I checked out STLA. Definitely long term. Automotive, but once people are buying again…

I wonder where john has been….

Elizabeth, STLA was recommended by John as a long term investment back in March or April so I’ve been hanging on to em and slowly building shares.

Thats is pretty significant

Holy crap even more proof that AI is what’s driving the economy right now both S&P 500 and QQQ fell all day long in the moment we found out MU earnings in aftermarket ( big beat btw) everything recovered straight up

Thank you. I will look into these. Studies are showing that AI is pretty controversial Love it or hate it.

Another company I haven’t fully researched but was so cheap I just bought $100 worth that lines up with the “AI will make the product better thesis” is EXFY they do expense software. They help company’s manage things like reimbursements travel costs basically everything to simplify this burden on a business I haven’t looked into company health yet. It’s on the to do list lol if somebody beats me to it let me now haha

As far as volatility that’s just going to be the devil we live with for awhile we’re in a transitionary period people are scared the market moves daily on what’s hot.

I guess that depends on which part of the AI sector you’re looking at? Those making AI? Those who will use it to make there business better? Then how much juice is left in the fruit? Hardware has been the hot thing for going on 2 ish years and multiplied these companies exponentially. Trading at huge multipliers of earnings. The big wins for the most part are in I’m sure there’s still wins to be had and company’s that will be around. But your kinda just following the heard buy buying NVIDA or SANDISK right now but these company’s will have massive drops when growth slows and it will eventually. I’m turning my attention more towards what’s next those who will use AI to better there business. Software providers. Microsoft for example a good company with a huge Financial moat that makes a metric fuck ton of money. They also spend it in on AI build out right now they were to stop well then they just go back to printing a metric fuck ton of money. People are running away from these company’s because they think AI is going to hurt the business. Or Ai is going to streamline what they provide and make there product better. I’m in that camp. If they already have the product the everybody uses and AI can improve it, why wouldn’t people just continue to pay for there Microsoft subscription they’ve been paying for oh and it’s a better product now. The stock is also pretty beat up right now. I’m not saying microsoft is the answer, but I think that’s where people will transition over the next couple years towards those who will benefit from AI rather than those who make AI

So is AI stocks a good choice. I figured till the war is over and oil stabilizes, we are in for a roller coaster ride

Markets ebb and flow like rivers especially with these volatile times lots going on right now as catalyst over valuation profit taking liquidation squeezes new fed chair rate hike fears. a million reason why EXTREME volatility will be our reality for the rest of the year it’s almost a daily change in my profile RED V. GREEN I treat the reds as dip buys on what I have everything I’m buying right now is a long time horizon I almost want the. To be red short term so I can continue to buy. Buy on fundamentals eventually the market will catch up also sector diversification so you see less volatility portfolio wide. Right now AI/ tech is basically what’s propping up the economy there’s so much money centralized in these company’s when people take profits it affects it dramatically. Likely reasoning for this week has to do with the YEN’s value decreasing making exchange rates less favorable. ( this is importantly because historically it’s been cheaper for hedge funds to borrow in YEN and convert to dollars access to capitol cheaper than going through U.S. Channels) So when hedge fund that make quotas have to meet those they sell what do They sell? There winners…. U. S. Tech stocks. Along with big earnings for company’s like MU Wednesday 6/23/26 It’s a MEMORY company one of the big boys next to SNDK. hardware for AI a miss of any kind in earnings will Probably trigger selling a lots of people are skidding right now especially because they think we will be raising rates so they take profits while they can because there scarred. Basically A LOT going on and I continue to buy company’s I’ve been buying based on fundamentals right now I’m not doing much with short term. I hope that helps a little

I just put a limit order on STLA to bring my average cost down Elizabeth, I hope it works out for both of us 😅

Ok i am trusting you. Just bought some shares

STLA is down to $6, now that’s a deal 😎

Yeah, it was a sell-off apparently on tech stocks 😅 I lost too, might this be a dip to capitalize on? 🤔

I lost today right out of the gate

Well this was a nice waterslide day, it rocketed up for an hour or two and then ended almost flat for me today, weeeee!

Cool thing about nv 30 min from tahoe, less than 4 hours to ocean.

I’m jealous. The ocean is amazing.

I love Nevada so much I already picked up my “retirement address” 40 years early lol

Ahh yes California’s superior next door neighbor enjoy your no income tax and free liquor in casinos haha I love Nevada I’d be there in a heartbeat if it had an ocean😂

Thank you anthony. Here in nevada, its a strong buyers market. We got a ton of concessions when we purchased our home Heres to better roads ahead hopefully sooner than later.

My brother sells real estate in California and the regulations are ridiculous even with remodeling

Thank you Anthony for taking the time to explain things, very much appreciated. 😄

Rates going up will definitely weed out some buyers when it comes to real estate the thing with real estate is we have a supply problem here. well at least in Cali where I’m at some Other markets aren’t so bad depending where your at but as far as Cali (I believe most of the bigger markets nationwide) we’re so over regulated building is difficult so it keeps prices high so even when interest rates go up theoretically prices should come down to compensate for affordability the old date the rate marry the the price saying. You can always refi later when rates come down (which I think we will see in the next couple years) ( also not something i would bet on but like a I can afford this mortgage twice over kinda thing) especially with warsh at the helm. So depending on other market factors it should give buyers some leverage if you have the cash to back it up less competition.

I think you nailed it pretty well. Can interests rates going up benefit buyers in any way? I.E. real estate, i love it when its a buyers market. I know we need to control our spending which historically doesnt always happen. Gotta “keep us withe the Jones’s”. I hope that isnt too old school.

I can elaborate more if needed just let me know!

So low interest rates means our debt based economy can grow because money’s cheap to leverage which goes for everyone it makes it cheap for the gov to borrow money to make its interest payments (bonds) as well as company’s to borrow so they can grow there business growing the GDP and the citizens to spend spend spend. Low rates Benifits everyone who owns things because there’s more dollars being spend inflating values but makes the dollar less valuable because more in supply. So a raise on interest rates slows growth and spending because less access to capital. So when the market sees this they get scared and pull there money out because they want to get the biggest ROI possible and if it’s sitting stagnate in a company that can’t get debt to grow there losing. So why not the have low intreat rates always and have access to cheap money? Because cheap borrowing only Benifits you when you put it to work like buying assets. Otherwise your dollar just inflates away. It’s all about the purchasing power of your money not so much the number behind the $ sign. Most people don’t own things that’s why in this system the rich get richer and the poor get poorer so if the Gov slows the economy people feel as if things are getting cheaper it’s this whole balancing act. So yes stabilization is the goal. How do we know if it’s stable well that’s Kevin’s warsh’s whole point when he wants to change how we measure this stuff because the metrics we use are old and slow and not particularly accurate. (I’m not making a statement I’m sharing Kevin’s beliefs) so by changing the way was measure you get a better read on the economy and there’s all kinds of little aspects to that like year over year consumer inflation doesn’t count and blah blah manipulatable manipulatable crap they basically pick and choose what to look at to get the number they want. So to answer your question of “is the goal to slow spending to stabilize” yes (by current standards of measuring)

Hmm ok. I get things are volatile right now and is the goal to slow spending so we stabilize?

What you’re saying is correct Elizabeth, one reason to raise interest rates though is to lower inflation which is one metric the Fed looks at to stabilize the economy…I think 🤔

I am confused Doesnt lowering interest rates increase demand, therefore increasing spending and taking some worry off of people? Why raise them? Please correct me if i am wrong

Ya I saw that fed “guidance” pausing for now with a rate hike planned at some point but idk if yall caught how he’s talking about changing how we come up with the inflation rate??! Going to the system which the Dallas fed uses? I’ll work on the researching part of it but kinda sounds like Mr.warsh wants to change how we read inflation so he can say oh boom look we’re at 2% here’s a rate cut here’s a rate cut you all get rate cuts( going full Oprah on us) as per uncle dons wishes also less guidance sweet short no more dot plots sounds a little more free for all free markety probably why the market reacted poorly

I am very blessed and I am thankful everyday for it

Hell yeah man!! That’s fantastic!

I'm saving 100%, I don't have a mortgage. I'm not good with payments lol

Fed wants to raise interest rates huh, so glad I locked in a decent mortgage rate back in ‘22 😅

his only contribution, it seems

Thanks Anthony It was an odd question for this chat.

Don’t bother answering this mike guy. Every few months he goes into a few chats and asks the same question every time. He trolls Sircles.

If you invested, you can find what you need to know in the investors chat. This isnt the chat room for that discussion 😁

it's this app worth anything yet I haven't used it in 6 months life happened

Elon and his company’s have been getting sued since I can remember power for the coarse when your the richest man in the world 3x over and disrupting industry’s I expect lawsuits to only increase for Elon and his company’s. water off a ducks back for him biggest target on his back in America

. I give up

If you click on the access denied link, it will take you to the story

Wow, that’s the first one of those that blocks sharing a link to the story.

https://www.abc10.com/article/news/nation-world/lawsuit-xai-spacex-data-center-residents/507-9cc740b4-9246-4b6a-a067-f7aca8a02b87

Oh, by the way, SpaceX is now being sued along with xAI https://www.abc10.com/article/news/nation-world/lawsuit-xai-spacex-data-center-residents/507-9cc740b4-9246-4b6a-a067-f7aca8a02b87

It was only a matter of time lol